
DIAMOND, KISTNER & DIAMOND
TRAFFIC TICKET TEAM
LEGAL NEWSLETTER ©
November 27, 2008 Volume 11 Issue 1
TICKETS/CRIMINAL/D.U.I. * ACCIDENT/INJURY * MORTGAGE HELP *
CREDIT REPAIR * WORKERS’ COMPENSATION * STOP FORECLOSURE
How can I stop the bank from foreclosing on my house?
Scott L., Fort Lauderdale 10-5-08
Scott, you are not alone and I get at least a call a day about
this. Yes, there are ways to stop the foreclosure proceedings once they
have started and ways to let you stay in your home. The first thing you
need to do is have an Attorney file a defense on your behalf. I assume,
like so many other clients, that you had no idea that your payments would
be so high and you were tricked into taking on such a big payment by a
predatory lender or a shady mortgage broker. Once an Attorney has
intervended in the legal proceedings he can start the re-negotiation with
the bank to get your payments down and let you stay in your home for as
long as you want. As I tell all of the client’s who call me about this, do
not delay. The longer you wait, the better the chances are that we will not
be able to stop the Sheriff from evicting you from your home. Please call
me to talk further about this and as always, our client’s get a Free
Consultation. [mailto:Jason@TrafficTicketTeam.com?subject=Stop Foreclosure]
StopForeclosure@TrafficTicketTeam.com (954) 967-9888.
What’s the best way to deal with a collection agency if I don’t have
the money to pay them?
Andy B. Boca Raton 10-6-08
Andy, now that the economy is in trouble, I have had several people
ask me this question lately. The Federal Fair Debt Collection Practices Act
clearly states that you do not have to deal with credit or debt collectors.
You can stop collectors from calling and writing with a “cease and
desist” letter. This is short for “cease communication”. Once this
letter is received by your collector, they will no longer be able to
legally contact you by phone, at work, by fax, by certified mail, by
nothing. Of course, to improve your credit score, you will ultimately want
to get the debt removed from your credit report by either getting the
collector to agree to delete the item when you pay in full or by getting
the credit bureau to delete the item. We can contact assist you in removing
bad debt from your report. Contact us at (561) 752-9288 or E-MAIL:
[mailto:FixMyCredit@TrafficTicketTeam.com]
FixMyCredit@TrafficTicketTeam.com
Is any injury I get at work covered by
workers’ compensation?
Frank S. Orlando 10-18-08
Workers’ compensation covers most, but not all, on-the-job injuries.
The workers’ compensation system is designed to provide benefits to injured
workers, even if an injury is caused by your or your employer’s
carelessness. But Frank, there are limits. Generally, injuries that happen
because an employee is intoxicated (drunk) or using illegal drugs are not
covered by workers’ compensation. Coverage may also be denied in situations
involving self-inflicted injuries or injuries caused by a person who starts
a fight. There are other limits, but we can help you work through any work
related issues you might have so please contact us if you have any issues
you would like to talk more about.
E-MAIL:
[mailto:Jason@TrafficTicketTeam.com?subject=Work%20Comp.%20Question]
WorkComp@TrafficTicketTeam.com or Call (305) 493-7557.
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CALL FOR A FREE CONSULTATION FOR ANY OF YOUR LEGAL NEEDS
BROWARD: (954) 967-9888 * DADE: (305) 493-7557 * PALM BEACH: (561) 752-9288
24/7 NATIONWIDE TOLL FREE: 1-866-433-3373
IF YOU HAVE A LEGAL QUESTION YOU WOULD LIKE TO DISCUSS OR HAVE ANSWERED IN
OUR NEWSLETTER, PLEASE SEND YOUR QUESTION TO:
mailto: Jason@TrafficTicketTeam.com www.TrafficTicketTeam.com