Today’s credit and rating system is very flawed and can prevent a person from buying a car, a house, obtaining a loan, and can even determine the interest rate paid toward credit cards or any item financed. Negative credit reports can limit financial options available to you and can change your life forever! Credit Repair can be very confusing, but it doesn't have to be that way.
As Lawyers, we take an ethical and straight forward approach to resolving your credit issues and to restoring your credit rating. Credit Repair Companies, who are not lawyers, who promise a “quick fix” to your credit rating should be avoided. Repairing your credit is a process which takes time and patience.
Your credit score is a key factor in determining the interest rates you pay for cars, mortgages, credit cards, and other loans. For as low as $59.95 a month, you can get help taking action on the credit files that largely dictate your monthly interest payments. Learn more about the cost of bad credit. Please call any of our offices and get started on the road to better credit.
Myth #1 When I pay off an account, it will no longer be reported or considered to be negative.... WRONG! Usually it is re-reported and re-aged!
Myth #2 If a negative item is deleted it will just come right back on my report. WRONG!
Myth #3 certain items like bankruptcies, foreclosures, tax liens, and repossessions are impossible to remove from a credit report... WRONG! Anything on a Credit File can be changed or removed!
Myth #4 Disputing a credit report is easy and consumers can easily do it themselves. Wrong! Most consumers get frustrated and give up because of the obstacles put before them by the Credit Bureaus!
Myth #5 The Credit Bureaus will read my 100 word statement and take my side of the story into account... Wrong! If it was that easy then everybody would have good credit!
Myth #6 Credit Bureaus are infallible, a branch of the government, or otherwise beyond reproach... Wrong!
Myth #7 I can get a new credit file by getting a federal tax ID number... Very Big Mistake! This is illegal!
Myth #8 If I build enough good credit; it will offset my bad credit. Wrong!
Myth #9 A credit counseling service can help me restore my credit rating. Wrong!
Myth #10 The law requires that an item remain on my credit report for 7 years. Simply not so!
Click below to get a map of the nearest Traffic Ticket Team
where we can help you with all your traffic ticket, DUI and other traffic ofenses:
| HOLLYWOOD | 4421 Hollywood Blvd., Hollywood, FL 33021 | (954) 967-9888 |
| PLANTATION | 1947 North Pine Island Rd., Plantation, FL 33322 | (954) 472-3888 |
| MARGATE | 2482 North SR 7, Margate, FL 33063 | (954) 969-9744 |
| HIALEAH | 1313 West 49 Street, "B", Hialeah, FL 33012 | (786) 953-4145 |
| MIAMI DADE | 180 NW 183 Street, Suite #101, Miami, FL 33169 | (305) 493-7557 |
| DAVIE | 13612 SR 84, Davie FL 33325 | (954) 473-4788 |
| BOCA RATON | 20283 SR 7, Boca Raton FL 33498* | (561) 752-9288 |
| CORAL GABLES | 4000 Ponce De Leon Blvd., Coral Gables FL 33146* | (305) 685-9388 |
| DELRAY BEACH | 2000 N. Federal Highway, Delray Beach FL 33483* | (561) 752-9288 |
| ORLANDO | 4700 Millenia Blvd., Orlando FL 32839* | (407) 479-8886 |
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